Welcome to The Land of Milk and Money!
Glad you could join us! I take it you wouldn’t be here unless you were ready to start working towards achieving financial freedom – great decision!
It is absolutely not as hard as you may think it is. With some commitment and time, you’ll be well on your way.
Who am I?
In brief: I’m a 31 year old with itchy feet.
No, not that type of itchy feet. There are creams for that.
Instead, I want to see the world – while also retiring early.
Wait, you say – isn’t that the wrong way around?
Not at all! I’m convinced that retiring early and travelling widely is entirely possible through applying some key principles to the management of your finances.
After all, I’ve been to 51 countries and am on track to retire by the age of 37.
As some background, I graduated from university into a normal job with a normal salary. Both were…fine, I guess.
But then I decided I wanted something more. In particular, I wanted to see the world and set myself up financially.
And I’ve learnt that it’s completely doable!
Sure, travelling can be expensive. And I absolutely could have brought forward my retirement age if I hadn’t spent money on wandering the globe.
But, to be frank, I don’t care. I’d rather enjoy my time now and work a couple of extra years than delay everything to “some day”.
Many personal finance bloggers don’t agree with this – and that’s perfectly fine!
However, I want to show people that living your life while setting yourself up financially is completely feasible.
What’s The Land of Milk and Money about?
I can’t count the number of conversations I’ve had with friends where they’ll talk about how they’re counting down until the next pay day or complain about how expensive life is and then, in the next breath, will talk about their brand new phone or bag or whatever.
This isn’t even a “millennial thing” or “typical baby boomers who are used to everything going their way”. This is something that seems to transcend generations. The pattern of having a need to live a life you can’t afford and then wondering why you have nothing to show for it continues to repeat itself and it’s simply unnecessary.
So this website is for people at all stages of the path to being financially free, including (especially!) if that path seems to be a distant speck on the horizon.
(Bonus points if you also have itchy feet that can’t be cured by some cream!)
In particular, I firmly believe in the following mantra:
The best time to start your path to wealth was yesterday.
The second best time is today.
That is, some of our past financial decisions may not be ideal. Some may just plain suck. But that’s no reason to not get started at fixing them today!
And the general financial principles that I live by?
1. Save more than you spend
2. Make your money work for you.
That’s really it. The path to financial freedom is entirely summed up in those two points.
Many people will say that it’s easier said than done, but I really don’t agree. And I hope this site can show you that – maybe sometimes more as a smack over the head than a gentle reminder. But it’s ok, we’re all adults here, right?
What’s in a (blog) name?
To quote the Cambridge Dictionary, the land of milk and honey is:
“A country where living conditions are good and people have the opportunity to make a lot of money”
Sounds like the place to be, right? Lucky you found us then!
And your name?
I’m keeping this anonymous at this point so, for now, I’m Queen Money Bee.
No, it’s not an homage to Beyonce. And I fully acknowledge that it could come across as a bit more arrogant than intended. (But I hope not!)
Instead, it’s simply meant to be a play on words on this blog’s name.
The Land of Milk and Money…the land of milk and honey…honey bee…money bee…queen bee…
Hilariously clever, right?
No? Not feeling it?
Understood. Noted. Moving on.
So that’s about it! I’m looking forward to seeing you around the site – and feel free to drop me a line at firstname.lastname@example.org.
– Queen Money Bee.